Many younger, healthier individuals could be surprised to see the cost of their insurance skyrocket 40 percent or more under the Affordable Care Act (ACA) in 2014. What's behind this? The ACA imposes a form of modified community rating which compresses the rate classes, and prohibits rating using gender or health status. The factors that can be [...]
Have you ever allowed someone to hunt on your land? Given the neighbor's kids permission to play football in your yard? Maybe you let someone park in your driveway that one time. Well, the new Iowa Supreme Court ruling may have you thinking twice about these good deeds. In a recent Iowa Court of Appeals [...]
In October of 2010, just 6 months after the PPACA (Obamacare) was signed into law, we saw the first casualty when Principal Financial Group decided to exit the health insurance market. Just a little over two years later Principal has re-entered the market with a slightly different product in a move that could become [...]
At the writing of this blog (12/27/2012 @ 12:57pm CST) all signs show we are heading over the "fiscal cliff". This is going to mean big changes to the tax code and big tax increases, on top of taxes created by the PPACA that are set to go into effect in 5 days. It's important to educate [...]
The PPACA (Obamacare) passed in March, 2010 will have far reaching implications on not only your health insurance options and decisions but also on your taxes. The law contains several new taxes, one of those is the 3.8% investment income surtax. This tax has been one of the major thorns in the sides of Obamacare opponents [...]
There has been a rash of reported farm burglaries in just the past two days. A pig farm near Sheldon, Iowa was the most recent target. Some brazen criminal, with access to a semi, backed up to the families hog buildings and stole 415 pigs, a value of nearly $38,000. It seems like an odd thing [...]
The explosion in Indianapolis was extremely tragic. Many have asked 'were that to happen in my neighborhood or even worse my home, would my homeowners policy cover it? Let's start off first of all by saying that insurance for such incidents is available, but it would be good to pull out your current policy and [...]
We have fielded numerous questions about health care reform over the last year. We feel it is important for our clients to have a good understanding of health care reform so they know what to expect. Here is an article from Wellmark Blue Cross Blue Shield that we think does a good job of explaining the [...]
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