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Betsy Harms Blog2020-08-26T15:00:40-05:00

MCO: Another Tool in Your Toolbox

By |September 3rd, 2026|

MCO is another tool in your crop insurance toolbox.  Here are a few ways to use MCO: Protect 95% County Revenue Expected County Yields for 2027 Lock in expected margins MCO includes changes in variable input costs Diversify your crop insurance price MCO projected set in Aug/Sept. Take advantage of [...]

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2027 County Product Updates

By |September 1st, 2026|

In 2027, SCO (Supplemental Coverage Option) will go from your underlying Revenue Protection Level to 90% county coverage. This changes the band levels for ECO and MCO; they will now go from 90-95%. Crop Insurance Considerations: The top end coverage band is now reducing to 5% of coverage. You can [...]

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2025-26 ARC-CO / PLC Estimated Payments

By |August 24th, 2026|

In October, farmers will receive the higher of the ARC-CO or PLC payment for the 2025-26 crop year. The Marketing Year Average (MYA) Price calculates through the end of August. Data is published roughly 2 months following the month end. Based on actual prices through the month of June and [...]

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Production Reporting with Precision

By |August 20th, 2026|

To report your production via precision, you need to document your calibrations for each crop. The calibration must be within 3%. Calibration Documentation PDF  Hard Copy - Stop in or call Betsy E-Form Call or text Betsy *REAP is an acceptable form of precision reporting. Benefits of Precision Production Reporting  [...]

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About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

4566 114th St, Urbandale, IA 50322

Phone: (515) 978-9010

Phillips Stafford Agents are Independently contracted.

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD

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