MCO is another tool in your crop insurance toolbox. Here are a few ways to use MCO: Protect 95% County Revenue Expected County Yields for 2027 Lock in expected margins MCO includes changes in variable input costs Diversify your crop insurance price MCO projected set in Aug/Sept. Take advantage of incremental risk protection MCO provides [...]
In 2027, SCO (Supplemental Coverage Option) will go from your underlying Revenue Protection Level to 90% county coverage. This changes the band levels for ECO and MCO; they will now go from 90-95%. Crop Insurance Considerations: The top end coverage band is now reducing to 5% of coverage. You can purchase MCO or ECO, not [...]
Above are the Expected County Yields for 2027. The county-based crop insurance products use the expected county yields: Margin Protection, MCO, ECO, and SCO. You can see that soybean expected county yields had increases over 2026, whereas corn had minimal changes.
In October, farmers will receive the higher of the ARC-CO or PLC payment for the 2025-26 crop year. The Marketing Year Average (MYA) Price calculates through the end of August. Data is published roughly 2 months following the month end. Based on actual prices through the month of June and estimates based on futures contracts [...]
Crop insurance appraisals are needed for the following: Chopping for silage Destruction of crops Any unharvested crops Commingled old crop and new crop grain Please contact Betsy to file a claim for an appraisal.
To report your production via precision, you need to document your calibrations for each crop. The calibration must be within 3%. Calibration Documentation PDF Hard Copy - Stop in or call Betsy E-Form Call or text Betsy *REAP is an acceptable form of precision reporting. Benefits of Precision Production Reporting Combine records and calibration report [...]
Crop insurance premiums are due by 9/30/26, but RMA announced a 60 day interest deferral to allow farmers additional time to make their premium payments. If premium is not paid by 11/30/2026, interest attaches back to 9/30/26 due date. Interest Deferred 60 days Pay by 11/30/2026 Although, the termination dates have not changed. [...]
To give you an idea on the dollar per acre payout to expect on ECO Corn in 2025, I provided the chart below. You can see the Expected County Yield vs. Final County Yield. The next column uses the county yields in combination with the $4.70 Projected Price and $4.22 Harvest Price to determine the [...]
Precision Production Reporting is simple! You just need to calibrate your monitor per manufacturer recommendations at the beginning of harvest for each crop and document it! The final calibration needs to be within 3%. Here is a Calibration Form that can be used for your documentation. By documenting your calibration, the adjuster can use you [...]
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