PRF (Pasture Rangeland Forage) protects against a lack of rainfall during selected intervals throughout the year. Many of the PRF policies selected either the Aug-Sep Interval or the Sep-Oct Interval. In 2024, we became dry in Aug through Oct, even through the earlier months had adequate rainfall. Below you can see the shortage of average [...]
Harvest Prices set in the month of October: Corn $4.16 Soybeans $10.03 The Projected Prices set in the month of February: Corn $4.66 Soybeans $11.55 This is a $0.50 change in corn and $1.52 in soybeans. If you have a 220 APH on corn with 85% Revenue Protection, your bushel trigger would [...]
Margin Protection and ECO are 95% county revenue crop insurance products. Both products can provide similar value to your risk management strategy. But how do you choose which product is best for your operation? Here are a few differences in the products to consider: Margin Protection (MP) MP is a full liability product, which [...]
Now that we are in the sales season for 2025 Margin Protection. You may want to be updated on how the 2024 Margin Protection coverage is tracking. Some input cost harvest prices have been settled: DAP, diesel, potash, and urea. In October, the corn and interest harvest prices will be calculated. County yields will not [...]
Margin Protection's price was calculated from August 15th - September 14th. Corn's projected price is $4.40, based on December 2025 futures. Soybean's projected price is $10.42, based on November 2025 futures. This discovery price timeframe provides an opportunity to lock in a crop insurance well ahead of most crop insurance product prices that are set [...]
Here are the 2025 Expected County Yields for our area. These yields will be used for Margin Protection, ECO, and SCO coverage.
Most homeowners or renters policies include a certain level of coverage for special personal property. Special personal property are items such as money, jewelry, guns, furs, silverware, etc. However, this coverage may not be enough to cover all your jewelry. Most home insurance carriers offer riders or floaters to add coverage for higher priced personal [...]
Summer is winding down and kids are heading back to school soon! Our schedules are busy with school schedules and extra activities so we wanted to send out some quick safety tips. Whether it's the first year of kindergarten or the final year of college, here are some reminders to help you and your children [...]
If you live in Iowa, I’m sure you have noticed the high frequency of tornado watches and warnings this year. As of April 30th, Iowa had already had 55 confirmed tornadoes. May 1st is the recognized start of our tornado season. Unfortunately, the number of tornadoes we have seen this year is quickly approaching the [...]
On May 24th FEMA declared a major disaster in Iowa due to severe storms, tornadoes and flooding. They have amended this ongoing disaster three times. Originally, there were only four counties included in the affected areas. By June 27th, the disaster had been extended to include almost thirty counties. On June 16th FEMA declared another major disaster [...]
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