In 2027, SCO (Supplemental Coverage Option) will go from your underlying Revenue Protection Level to 90% county coverage. This changes the band levels for ECO and MCO; they will now go from 90-95%.

Crop Insurance Considerations:

  • The top end coverage band is now reducing to 5% of coverage.
  • You can purchase MCO or ECO, not both.
  • MCO diversifies your crop insurance projected price, by locking in the projected price in the fall.
  • SCO Coverage is now extending up to 90%, provide additional value in your crop insurance plan.
  • You can purchase SCO regardless of your ARC-CO or PLC farm bill election.
  • You don’t have to purchase SCO to purchase MCO or ECO or vice versa.

Here are the 2027 Expected County Yields.

MCO, Margin Coverage Option, is a county-based crop insurance product that provides protection against price, variable input costs, and county yields.  The projected price is calculated from 8/15 to 9/14. Sales closing is September 30th. Contact Betsy for more information.