To be sure, most of us have faced or will face the decision to keep driving our old car (that's paid for) or sell/trade it for a new one. For some who are financially stable and not mechanically inclined its an easy choice. They may reason, "I can afford a new car, so why be [...]
Iowa law mandates that any person or business with employees must carry Workers Compensation Insurance. The penalty for not complying is a Class D Felony punishable by up to 5 years in jail and a $7,500 fine. Surprised? So, what constitutes an employee? Well, really anyone that is hired by a person or business to [...]
If you live in the Des Moines Metro you are surely aware of the Clive red light cameras along Hickman Road. They have been snapping candid shots of drivers since 2006. Today is the last chance you have to receive a 'free' picture of your car from the City of Clive (Well, actually a company contracted [...]
After storms rolled through the area last week our office fielded a number of calls about downed trees causing damages. A Partner at Phillips Stafford Insurance Group even had to deal with this very situation when his tree fell on his neighbors yard. So, who's responsible for the cleanup? The tree owner or the property [...]
For most of us spring is a welcomed change of pace. We put away our snow blowers and ice melt in favor of a much more enjoyable past time, camping with our family and friends. If you're like me and my family we use our camper just enough to barely remember how everything works. Our [...]
Basement flooding and water backup can be a major problem, especially if your house is on a lower parcel of ground. During continued periods of rain the ground becomes saturated. At some point it becomes so saturated that it can no longer collect the water that is falling. These are optimal conditions for water leaking [...]
When buying a vehicle you often think about maintenance costs, fuel consumption, and even the cost of car insurance. But one thing you may not consider is how likely that vehicle is to be stolen. The National Insurance Crime Bureau (NICB) today released a new report that looks at thefts of sport utility vehicles (SUVs) and [...]
Today families are finding it increasingly hard to make ends meet. They face a tough economy and a cost of living that seems to be always on the rise. Sadly, one consequence of this is that when choosing their auto insurance price becomes the main factor. You might be thinking, what is wrong with that? [...]
Life is priceless. This is often how we feel when it comes to our own life, or the life of our family; wife, husband, children and even our parents. Sadly whether or not we want to think about it millions of people tragically lose their lives before they've truly lived them. Although we hope that [...]
Every business seeks out the motivated, talented, ambitious, and innovative employee. But not every employee will have all (or any) of those qualities. Workers that don't meet the above criteria can still have a place within a company. This is the employee deemed the "competent squatter" by R.J. Morris, director of staffing at McCarthy Building [...]
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