Margin Protection is an attractive option to combine with your Revenue Protection policy. Most of you carry 80% or 85% Revenue Protection as your federal crop insurance. You could enhance or strengthen your coverage by combining the two. Here are a few reasons why. Diversify your risk management strategy Margin Protection's Project Price discovery [...]
Margin Protection is an area based crop insurance product with a coverage limit up to 95%. The policy works fairly similar to the federal crop insurance product, Revenue Protection, which many of you carry. First, you obtain an expected margin based on price, yield, and operating costs. Next you elect a coverage level, 70- 95% [...]
Check out my September newsletter! Articles Include: Potential for MPCI Revenue Claims in 2020 Grain Fire Calibration Tips Claim Potential on 95% Coverage Farm Bill Updates for 2019 Crop Harvest Reminders & Events Weather or Not, Cover that Crop - September 2020
We are excited to announce that Betsy Harms has chosen to join Phillips Stafford Insurance Group in our Ackley, Iowa office. Betsy has been an independent agent since 2010 serving her clients with their home, auto, farm, commercial, life, and health insurance needs. Her roots are in agriculture with a degree from Iowa State in [...]
We are excited to announce that we have opened our 5th office, this time in Corning, Iowa! Casey Roberts has been picked to lead our efforts in and around Corning. Casey was born and raised in Southwest Iowa and grew up in Corning. She has worked in the insurance industry since 2011. She spent 1 [...]
Company holiday parties can be a good way to reward your employees, strengthen relationships with your team, and have a little fun with co-workers. Unfortunately, they can also cause liability concerns. A vast majority of company parties are going to involve alcohol, some to a greater extent. The presence of alcohol can open a slew [...]
Phillips Stafford Insurance Group is excited to announce that Ryan Fischer has accepted an offer to bring his 16 years of insurance experience to our growing team. Ryan grew up in Des Moines, IA and attended Simpson College graduating with degrees in Mathematics and German. Prior to joining Phillips Stafford, Ryan was an agent with [...]
Phillips Stafford Insurance Group has opened our fourth office, this time in the town of Ackley, Iowa. Tommy Wedmore has been added to the team to operate out of and expand our new location. Further expanding our operation to another part of Iowa and bringing more insurance options to Ackley is an exciting opportunity for [...]
Anyone with a commercial auto insurance policy, or a personal auto insurance policy, for that matter, knows that premiums have been steadily climbing. But it's not insurance company profit motives driving the increase. Losses in the commercial auto insurance line of business have been increasing due to factors we all deal with on the road. [...]
We have just received notification that Wellmark will stop selling individual ACA plans beginning January 1st, 2018. They will also non-renew current ACA plans at that time. If you are on a group plan or a grandfathered/grandmothered plan (purchased prior to 01/01/14) your coverage will not be affected. This will affect about 21,400 members, or [...]
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