The Iowa DNR recently put a reminder out that all snowmobile riders operating on the road right-of-way OR on public trails must have proof of liability insurance card on them at all times while riding. This is a new requirement! If you own a snowmobile, be sure to call your insurance agent and request a proof of [...]
It's no secret that receiving a speeding or any other traffic ticket can raise your insurance rates. A drivers motor vehicle record (MVR) can have a major affect on their insurance rates and can even limit the insurance companies that will sell them a policy. But did you know the type of ticket you receive [...]
It's no shock that adding a teenage driver to an auto insurance policy can be a hit to the wallet. Teenage drivers are statistically the worst drivers on the road, their insurance premiums will reflect that. But the financial hit can vary from state to state. Researchers with Quadrant Information Systems looked at rate increases [...]
Uber, the controversial ride-sharing app, is coming to Des Moines. So what does that have to do with insurance? The app connects people looking for a ride with people who are willing to give them a ride, using the later's personal car. The driver has to apply to Uber to be a driver, meet some [...]
To be sure, most of us have faced or will face the decision to keep driving our old car (that's paid for) or sell/trade it for a new one. For some who are financially stable and not mechanically inclined its an easy choice. They may reason, "I can afford a new car, so why be [...]
If you live in the Des Moines Metro you are surely aware of the Clive red light cameras along Hickman Road. They have been snapping candid shots of drivers since 2006. Today is the last chance you have to receive a 'free' picture of your car from the City of Clive (Well, actually a company contracted [...]
After storms rolled through the area last week our office fielded a number of calls about downed trees causing damages. A Partner at Phillips Stafford Insurance Group even had to deal with this very situation when his tree fell on his neighbors yard. So, who's responsible for the cleanup? The tree owner or the property [...]
For most of us spring is a welcomed change of pace. We put away our snow blowers and ice melt in favor of a much more enjoyable past time, camping with our family and friends. If you're like me and my family we use our camper just enough to barely remember how everything works. Our [...]
Basement flooding and water backup can be a major problem, especially if your house is on a lower parcel of ground. During continued periods of rain the ground becomes saturated. At some point it becomes so saturated that it can no longer collect the water that is falling. These are optimal conditions for water leaking [...]
When buying a vehicle you often think about maintenance costs, fuel consumption, and even the cost of car insurance. But one thing you may not consider is how likely that vehicle is to be stolen. The National Insurance Crime Bureau (NICB) today released a new report that looks at thefts of sport utility vehicles (SUVs) and [...]
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