It's no shock that adding a teenage driver to an auto insurance policy can be a hit to the wallet. Teenage drivers are statistically the worst drivers on the road, their insurance premiums will reflect that. But the financial hit can vary from state to state. Researchers with Quadrant Information Systems looked at rate increases [...]
A tragic news story has been circling the internet lately about a young woman that died unexpectedly at age 27, leaving behind three children and $200,000 in private student loan debt. The news story focuses on the young lady's parents and their struggle to raise her three children and pay off the $200,000 loan that [...]
Uber, the controversial ride-sharing app, is coming to Des Moines. So what does that have to do with insurance? The app connects people looking for a ride with people who are willing to give them a ride, using the later's personal car. The driver has to apply to Uber to be a driver, meet some [...]
The loss of Malaysian Airlines flight MH17 over Ukraine was a tragedy. The cleanup has begun and the bodies of the 298 deceased on board have been recovered and sent to a temporary staging area. While the cleanup at the crash site is wrapping up, the debate on the financial cost of this accident has [...]
To be sure, most of us have faced or will face the decision to keep driving our old car (that's paid for) or sell/trade it for a new one. For some who are financially stable and not mechanically inclined its an easy choice. They may reason, "I can afford a new car, so why be [...]
Iowa law mandates that any person or business with employees must carry Workers Compensation Insurance. The penalty for not complying is a Class D Felony punishable by up to 5 years in jail and a $7,500 fine. Surprised? So, what constitutes an employee? Well, really anyone that is hired by a person or business to [...]
If you live in the Des Moines Metro you are surely aware of the Clive red light cameras along Hickman Road. They have been snapping candid shots of drivers since 2006. Today is the last chance you have to receive a 'free' picture of your car from the City of Clive (Well, actually a company contracted [...]
After storms rolled through the area last week our office fielded a number of calls about downed trees causing damages. A Partner at Phillips Stafford Insurance Group even had to deal with this very situation when his tree fell on his neighbors yard. So, who's responsible for the cleanup? The tree owner or the property [...]
For most of us spring is a welcomed change of pace. We put away our snow blowers and ice melt in favor of a much more enjoyable past time, camping with our family and friends. If you're like me and my family we use our camper just enough to barely remember how everything works. Our [...]
Basement flooding and water backup can be a major problem, especially if your house is on a lower parcel of ground. During continued periods of rain the ground becomes saturated. At some point it becomes so saturated that it can no longer collect the water that is falling. These are optimal conditions for water leaking [...]
Get Social