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How to Fry a Turkey Without Burning Your House Down

By |2015-03-25T04:01:59-05:00November 24th, 2014|Home Insurance, Personal insurance|

Over 2 million households will fry a turkey this week for Thanksgiving dinner, and according to Allstate 15 of those homes will catch on fire.  Here are a few tips to prevent your home from being one of those. STEP 1: A suitable location for the deep fryer is on concrete or asphalt in an open area [...]

Snowmobile Owners Need an Insurance Card

By |2015-03-25T04:01:35-05:00November 12th, 2014|Toy Insurance|

The Iowa DNR recently put a reminder out that all snowmobile riders operating on the road right-of-way OR on public trails must have proof of liability insurance card on them at all times while riding.  This is a new requirement! If you own a snowmobile, be sure to call your insurance agent and request a proof of [...]

The 7 most expensive moving violations

By |2018-04-09T19:48:18-05:00August 13th, 2014|Auto insurance, Car Insurance|

It's no secret that receiving a speeding or any other traffic ticket can raise your insurance rates.  A drivers motor vehicle record (MVR) can have a major affect on their insurance rates and can even limit the insurance companies that will sell them a policy.  But did you know the type of ticket you receive [...]

10 states where teen drivers cost the most

By |2015-04-08T03:02:10-05:00August 6th, 2014|Auto insurance, Car Insurance, Personal insurance|

It's no shock that adding a teenage driver to an auto insurance policy can be a hit to the wallet.  Teenage drivers are statistically the worst drivers on the road, their insurance premiums will reflect that.  But the financial hit can vary from state to state. Researchers with Quadrant Information Systems looked at rate increases [...]

Protect Your Family From Debt With Life Insurance

By |2015-03-25T04:00:13-05:00July 30th, 2014|Life Insurance|

A tragic news story has been circling the internet lately about a young woman that died unexpectedly at age 27, leaving behind three children and $200,000 in private student loan debt.  The news story focuses on the young lady's parents and their struggle to raise her three children and pay off the $200,000 loan that [...]

The Uber Insurance Predicament

By |2020-03-20T12:54:30-05:00July 25th, 2014|Car Insurance, Commercial Auto Insurance, Commercial Insurance|

Uber, the controversial ride-sharing app, is coming to Des Moines.  So what does that have to do with insurance? The app connects people looking for a ride with people who are willing to give them a ride, using the later's personal car.  The driver has to apply to Uber to be a driver, meet some [...]

Malaysian Airlines Insurance Predicament

By |2015-03-25T03:58:28-05:00July 23rd, 2014|Aviation Insurance, Commercial Insurance, General Liability, Weird And Wacky|

The loss of Malaysian Airlines flight MH17 over Ukraine was a tragedy.  The cleanup has begun and the bodies of the 298 deceased on board have been recovered and sent to a temporary staging area.  While the cleanup at the crash site is wrapping up, the debate on the financial cost of this accident has [...]

Should I drive the wheels off my old car?

By |2015-03-25T03:57:49-05:00July 14th, 2014|Auto insurance, Car Insurance, Personal insurance|

To be sure, most of us have faced or will face the decision to keep driving our old car (that's paid for) or sell/trade it for a new one. For some who are financially stable and not mechanically inclined its an easy choice. They may reason, "I can afford a new car, so why be [...]

Not Carrying Work Comp Insurance Could Land You In The Slammer

By |2020-03-20T12:54:47-05:00July 9th, 2014|Commercial Insurance, Workers Compensation|

Iowa law mandates that any person or business with employees must carry Workers Compensation Insurance.  The penalty for not complying is a Class D Felony punishable by up to 5 years in jail and a $7,500 fine.  Surprised? So, what constitutes an employee? Well, really anyone that is hired by a person or business to [...]

Traffic Cameras In Clive Are Being Removed

By |2015-03-25T03:56:41-05:00June 30th, 2014|Auto insurance, Car Insurance, Commercial Auto Insurance|

If you live in the Des Moines Metro you are surely aware of the Clive red light cameras along Hickman Road.  They have been snapping candid shots of drivers since 2006.  Today is the last chance you have to receive a 'free' picture of your car from the City of Clive (Well, actually a company contracted [...]

About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

2840 104th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Phillips Stafford Agents are Independently contracted.

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD

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