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Workers Compensation Audits When You Use Sub-Contractors

By |2022-03-10T20:56:01-06:00January 11th, 2022|Uncategorized, Workers Compensation|

Several insurance companies are moving away from accepting Iowa Workforce Development form 14-0061 to exclude sole-proprietors and LLCs without employees from workers compensation audits. Iowa House File 259, passed in April 2015, mandated a new reporting website for sole-proprietors and LLCs without employees to file their workers compensation exemption. That website is now fully operational. [...]

Not Carrying Work Comp Insurance Could Land You In The Slammer

By |2020-03-20T12:54:47-05:00July 9th, 2014|Commercial Insurance, Workers Compensation|

Iowa law mandates that any person or business with employees must carry Workers Compensation Insurance.  The penalty for not complying is a Class D Felony punishable by up to 5 years in jail and a $7,500 fine.  Surprised? So, what constitutes an employee? Well, really anyone that is hired by a person or business to [...]

Does your business have a “competent squatter”?

By |2020-03-20T12:54:51-05:00June 10th, 2014|Commercial Insurance, Group Benefits, Workers Compensation|

Every business seeks out the motivated, talented, ambitious, and innovative employee.  But not every employee will have all (or any) of those qualities.  Workers that don't meet the above criteria can still have a place within a company. This is the employee deemed the "competent squatter" by R.J. Morris, director of staffing at McCarthy Building [...]

About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

2840 104th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Phillips Stafford Agents are Independently contracted.
Licensed in IA, AZ, KS, MN, MO, NE, OH, SD
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