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Betsy Harms Blog2020-08-26T15:00:40-05:00

Using Margin Protection as Price Protection

By |September 5th, 2021|

Price is one of the biggest contributing factors to a Margin Protection claim payment. Right now the initial price is tracking around $5.09 for corn. Below are a few examples that illustrates Margin Protection's sensitivity to declining prices at harvest.   Let's take a look at a few 95% Margin [...]

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Is Margin Protection Attractive for 2022?

By |August 25th, 2021|

Below are a few of the tops reasons that make Margin Protection attractive for 2022. 95% County Level Revenue Coverage Margin Protection can provide up to 95% county level revenue coverage. Different Price Discovery Period The discovery period for the initial price guarantee is calculated from August 15  to September [...]

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Revenue Protection + Forward Pricing

By |July 2nd, 2021|

Crop insurance is the foundation of your risk management plan. With a crop insurance policy called Revenue Protection, you are protected from a bushel loss and/or a price decline. It is common to see weather premium built into the market in the spring and summer timeframe. How can crop insurance [...]

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Mid-Season Precipitation Compared to 5 Year Average

By |June 28th, 2021|

Below is a graph showing precipitation from April 1, 2021 to June 28, 2021 compared to the 5 year average.   Below is a graph showing precipitation from June 28, 2020 to June 28, 2021 compared to the 5 year average. Precipitation is based off www.climate.com. 

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2020 Final County Yields

By |June 27th, 2021|

The final county yields are in for 2020. If ECO would have been available in 2020, would it have paid? Below is a graph showing the Expected County Yield vs. the Actual County Yield.  The difference between the Expected Revenue and Actual Revenue is shown in the table, along with [...]

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About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

4566 114th St, Urbandale, IA 50322

Phone: (515) 978-9010

Phillips Stafford Agents are Independently contracted.

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD

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