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Betsy Harms Blog2020-08-26T15:00:40-05:00

Precision Production Reporting

By |September 18th, 2025|

Precision Production Reporting is simple! You just need to calibrate your monitor per manufacturer recommendations at the beginning of harvest for each crop and document it! The final calibration needs to be within 3%. Here is a Calibration Form that can be used for your documentation. By documenting your calibration, [...]

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2026 Projected Price for MCO & MP

By |September 16th, 2025|

The Projected Price for MCO and Margin Protection is discovered from August 15th - September 14th.   Corn $4.56 (Average of 2026 Dec Corn)   Soybeans $10.73 (Average of 2026 Nov Beans)   The Harvest Price will be determined in the month of October 2026 for the same contract months.

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Reduced Crop Insurance Premium for Farmers in 2026

By |September 9th, 2025|

The One Big Beautiful Bill included changes to the share that farmers will pay for crop insurance products in 2026. Area- Based Plans The Area-Based Plans will see the biggest changes. SCO & ECO's subsidy will go from 65% to 80% in 2026. In 2025, the subsidy increased from 44% [...]

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New Crop Insurance Product for 2026: MCO

By |September 2nd, 2025|

MCO, Margin Coverage Option, is a new crop insurance product for 2026. I like to think of MCO as a hybrid between ECO and Margin Protection. MCO works similar to ECO and also provides a few attractive characteristics of Margin Protection. Similar to ECO, MCO is a banded county-based revenue [...]

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About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

4566 114th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Phillips Stafford Agents are Independently contracted.

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD

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