Betsy Harms

 

Betsy Harms

101 Sherman Ave
Ackley, IA 50601
Phone: 641-847-9847

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Betsy Harms

At our agency we specialize in working with our clients to protect their family, assets, and future income using a comprehensive insurance plan. We learn what our clients need, shop our partner companies to find the best fit, then place the policies that provide the protection needed at the cost desired.

Our specialty is working with personal clients looking for a competitive home and auto policy as well as small business owners that need help protecting and growing their company. We believe in a consultative approach. We begin with learning what our client's specific needs are and end with supplying a personalized and customized insurance plan.

A Few of Our Partners

Our Solutions

Business Insurance

Whether you own a small business with no employees or a large operation with over 100 employees, we can design an insurance portfolio for you.

Group Benefits

Looking for a way to attract and retain talented employees? We can shape a comprehensive employee benefit plan.

Business Transitioning

Does your business have a well thought-out and funded plan in the event one of the owners passes away or is no longer able to work?

Farm Insurance

Our company Founders come from an agriculture background. We know farms.

Home Insurance

Whether you need insurance for your home, condo, or just renters insurance we have you covered.

Auto Insurance

Looking to bundle your car insurance with your home or just need a stand alone policy? We can shop for you to find the best deal.

Toy Insurance

Have a Motorcycle, ATV, Snowmobile, RV, Classic Car, or some other toy you need insured?

Life Insurance

We help you protect what matters most. Life insurance protects your family when something unexpected happens.

Umbrella Insurnace

An umbrella insurance policy increases the liability limits on your home, auto, and toy policies by $1,000,000 or more.

Health Insurance

Confused with the ever-changing rules and regulations with health insurance? We will guide you through it.

Disability Insurance

Would your family survive if one of incomes were lost due to a disability?

Long Term Care Insurance

The cost of Long Term Care has been increasing exponentially. It can cost more than $6,000 per month for long term care.

Recent Posts

How has PRF worked in 2024?

November 26th, 2024|0 Comments

PRF (Pasture Rangeland Forage) protects against a lack of rainfall during selected intervals throughout the year. Many of the PRF policies selected either the Aug-Sep Interval or the Sep-Oct Interval. In 2024, we became dry [...]

2024 Harvest Prices

November 4th, 2024|0 Comments

Harvest Prices set in the month of October:  Corn $4.16 Soybeans $10.03   The Projected Prices set in the month of February: Corn $4.66 Soybeans $11.55   This is a $0.50 change in corn and [...]

2025 MP or ECO?

September 16th, 2024|0 Comments

Margin Protection and ECO are 95% county revenue crop insurance products. Both products can provide similar value to your risk management strategy. But how do you choose which product is best for your operation?   [...]

Locations

101 Sherman Ave
Ackley, IA 50601

Contact

Phone: 641-847-9847
Email: bharms@phillipsstafford.com