Marshall, Grundy, and Hardin counties qualify for a Yield Exclusion starting in 2021 for 2020 corn yields.

In August of 2020, the derecho wiped out many fields and caused poor yields in others. Marshall County was hit the hardest with averaging a 92 bushel corn yield. The southern part of Grundy and Hardin counties were also heavily affected as they line the northern border of Marshall County. See my blog post on 2020 Final County Yields for more details.

Yield Exclusion is available when a county averages 50% below the simple average for the previous 10 consecutive crop years. Contiguous counties will also qualify.

You need to elect Yield Exclusion by sales closing date. Once elected, the Yield Exclusion will apply to all years and all databases that qualify. You can opt out of Yield Exclusion for databases that you want to keep your actual yield. Coverage is continuous. You can elect to remove the coverage in later years, if you decide you no longer want to exclude the actual yield from your database.

The reason you elect Yield Exclusion is to increase your approved APH yield. With a higher APH yield, you gain coverage and insurance premiums will increase as well. It will be important to review the coverage vs premium scenario prior to making your Yield Exclusion decision.