Should I drive the wheels off my old car?
To be sure, most of us have faced or will face the decision to keep driving our old car (that's paid for) or sell/trade it for a new one. For some who are financially stable and not mechanically inclined its an easy choice. They may reason, "I can afford a [...]
Not Carrying Work Comp Insurance Could Land You In The Slammer
Iowa law mandates that any person or business with employees must carry Workers Compensation Insurance. The penalty for not complying is a Class D Felony punishable by up to 5 years in jail and a $7,500 fine. Surprised? So, what constitutes an employee? Well, really anyone that is hired by [...]
Traffic Cameras In Clive Are Being Removed
If you live in the Des Moines Metro you are surely aware of the Clive red light cameras along Hickman Road. They have been snapping candid shots of drivers since 2006. Today is the last chance you have to receive a 'free' picture of your car from the City of Clive [...]
If your tree falls in your neighbors yard, do you have to clean it up?
After storms rolled through the area last week our office fielded a number of calls about downed trees causing damages. A Partner at Phillips Stafford Insurance Group even had to deal with this very situation when his tree fell on his neighbors yard. So, who's responsible for the cleanup? The [...]
Tales of the runaway awning.
For most of us spring is a welcomed change of pace. We put away our snow blowers and ice melt in favor of a much more enjoyable past time, camping with our family and friends. If you're like me and my family we use our camper just enough to barely [...]
How to check your sump pump
Basement flooding and water backup can be a major problem, especially if your house is on a lower parcel of ground. During continued periods of rain the ground becomes saturated. At some point it becomes so saturated that it can no longer collect the water that is falling. These are [...]
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