Wellmark leaving individual ACA market in 2018

By |2020-03-21T15:00:20-05:00April 3rd, 2017|Health Insurance, PPACA|

We have just received notification that Wellmark will stop selling individual ACA plans beginning January 1st, 2018. They will also non-renew current ACA plans at that time. If you are on a group plan or a grandfathered/grandmothered plan (purchased prior to 01/01/14) your coverage will not be affected. This will affect about 21,400 members, or [...]

How high will your health insurance premiums be next year?

By |2018-04-26T11:29:49-05:00October 4th, 2013|Group Benefits, Health Insurance, PPACA|

Many younger, healthier individuals could be surprised to see the cost of their insurance skyrocket 40 percent or more under the Affordable Care Act (ACA) in 2014. What's behind this? The ACA imposes a form of modified community rating which compresses the rate classes, and prohibits rating using gender or health status. The factors that can be [...]

The future of health insurance?

By |2016-05-17T08:56:15-05:00January 18th, 2013|Group Benefits, Health Insurance, PPACA|

  In October of 2010, just 6 months after the PPACA (Obamacare) was signed into law, we saw the first casualty when Principal Financial Group decided to exit the health insurance market.  Just a little over two years later Principal has re-entered the market with a slightly different product in a move that could become [...]

Tips to avoid the investment income surtax from “Obamacare”

By |2018-04-09T19:48:13-05:00December 5th, 2012|Health Insurance, PPACA|

The PPACA (Obamacare) passed in March, 2010 will have far reaching implications on not only your health insurance options and decisions but also on your taxes.  The law contains several new taxes, one of those is the 3.8% investment income surtax.  This tax has been one of the major thorns in the sides of Obamacare opponents [...]

About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

2840 104th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD