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Betsy Harms Blog2020-08-26T15:00:40-05:00

Back To The Basics – Benefits of Crop Insurance

By |January 31st, 2023|

Yield Guarantee Crop insurance is a great risk management tool to use to guarantee bushels. Price Guarantee Price guarantee works similar to a put option, you are selling a floor price in February. If the harvest price is lower, you may collect an insurance indemnity. If the harvest price is [...]

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2022 Harvest Prices

By |November 1st, 2022|

Here are the crop insurance prices for the 2022 season. Corn Harvest Price $6.86 Spring Price $5.90 Soybeans Harvest Price $13.81 Spring Price $14.33   Many farmers carry Revenue Protection, which guarantees the higher of the spring or fall price. This year the harvest price for corn is higher than [...]

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Does Margin Protection Make Sense For Me?

By |August 31st, 2022|

Have you sold grain for 2023? Have you purchased majority of inputs for 2023?   Answering these questions will help you determine if Margin Protection makes sense for you. Review the 4 scenarios below:   SOLD GRAIN & PURCHASED INPUTS You have captured your margin You need bushels for delivery [...]

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Manage Risk with Margin Protection

By |August 26th, 2022|

What is your risk heading into next season? Price Yield Input Costs Margin Protection can help you manage these risks. Price: Margin Protection allows you to lock in a price during August/September prior to the crop year, instead of waiting until federal crop insurance price discovery in February. In the [...]

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About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

4566 114th St, Urbandale, IA 50322

Phone: (515) 978-9010

Phillips Stafford Agents are Independently contracted.

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD

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