The One Big Beautiful Bill included changes to the share that farmers will pay for crop insurance products in 2026. Area- Based Plans The Area-Based Plans will see the biggest changes. SCO & ECO's subsidy will go from 65% to 80% in 2026. In 2025, the subsidy increased from 44% [...]

MCO, Margin Coverage Option, is a new crop insurance product for 2026. I like to think of MCO as a hybrid between ECO and Margin Protection. MCO works similar to ECO and also provides a few attractive characteristics of Margin Protection. Similar to ECO, MCO is a banded county-based revenue [...]

Here are the Expected County Yields that will be used in area-based crop insurance products like Margin Protection, MCO, ECO and SCO in 2026.

Here is a chart showing the 2024 Margin Protection Indemnity Payments for the counties in our area. As a reminder, the Projected Price was set back in Aug/Sept of 2023 at $5.09. The Harvest Price was settled October of 2024 at $4.16. The indemnity payments shown below will be offset [...]

We have officially Sprung forward! As Spring approaches, many of us are pulling collector vehicles and motorcycles out of our garages. Many of us fall back on coverage when we put these vehicles in storage for Winter. Don't forget to spring your coverage forward. Call your agent today to add full coverage back [...]