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Betsy Harms Blog2020-08-26T15:00:40-05:00

2022 Margin Protection, Bad Idea or Good Idea?

By |August 11th, 2022|

It has been almost 1 year since farmers purchased Margin Protection for the 2022 crop. At that time, corn prices were on the rise and locking in $5 corn looked very attractive heading into harvest. The fear of increasing input costs also weighed on many minds. Then February rolled around [...]

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Green Snap, Wind, Extra Harvest Expense

By |June 23rd, 2022|

What's the difference between green snap, wind, and extra harvest expense coverage? Green Snap Green snap provides coverage for a broken or severed stalk at a node above the brace roots and below the ear. Wind Wind provides coverage for flattening, bending, or breaking of the stalk. Extra Harvest Expense [...]

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Livestock Risk Protection

By |April 14th, 2022|

What is Livestock Risk Protection? Livestock Risk Protection (LRP) is customizable price protection for cattle and hogs. How does Livestock Risk Protection work?  You have the opportunity to lock in a coverage price based on the futures closing price. You select the number of head, expected selling weight, and expected [...]

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How Does SCO & ECO Work With Revenue Protection

By |January 17th, 2022|

Revenue Protection (RP) Based on an APH yield of 200, 80% Revenue Protection provides 160 bushel guarantee. With no other coverage, there is a bushel deductible of 40 bushels per acre. You can see this illustrated in the first bar. Supplemental Coverage Option (SCO) SCO is a county based coverage [...]

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What is PACE?

By |January 17th, 2022|

PACE (Post Application Coverage Endorsement) is a new crop insurance product for 2021. This coverage is for crop operations that use split nitrogen applications. If wet weather or an insurable cause of loss prevent the post nitrogen application from the V3-V10 growth stages, an insurance claim would trigger to pay [...]

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About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

4566 114th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Phillips Stafford Agents are Independently contracted.

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD

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