The Value of Life
Life is priceless. This is often how we feel when it comes to our own life, or the life of our family; wife, husband, children and even our parents. Sadly whether or not we want to think about it millions of people tragically lose their lives before they've truly lived [...]
Does your business have a “competent squatter”?
Every business seeks out the motivated, talented, ambitious, and innovative employee. But not every employee will have all (or any) of those qualities. Workers that don't meet the above criteria can still have a place within a company. This is the employee deemed the "competent squatter" by R.J. Morris, director [...]
How high will your health insurance premiums be next year?
Many younger, healthier individuals could be surprised to see the cost of their insurance skyrocket 40 percent or more under the Affordable Care Act (ACA) in 2014. What's behind this? The ACA imposes a form of modified community rating which compresses the rate classes, and prohibits rating using gender or health [...]
No Good Deed Goes Unpunished
Have you ever allowed someone to hunt on your land? Given the neighbor's kids permission to play football in your yard? Maybe you let someone park in your driveway that one time. Well, the new Iowa Supreme Court ruling may have you thinking twice about these good deeds. In a [...]
The future of health insurance?
In October of 2010, just 6 months after the PPACA (Obamacare) was signed into law, we saw the first casualty when Principal Financial Group decided to exit the health insurance market. Just a little over two years later Principal has re-entered the market with a slightly different product in [...]
The Fiscal Cliff and the Death Tax
At the writing of this blog (12/27/2012 @ 12:57pm CST) all signs show we are heading over the "fiscal cliff". This is going to mean big changes to the tax code and big tax increases, on top of taxes created by the PPACA that are set to go into effect in 5 [...]
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