ECO – Enhanced Coverage Option

By |2020-09-30T13:21:05-05:00September 29th, 2020|Bharms|

Enhanced Coverage Option (ECO) was released by RMA as a new crop insurance product for the 2021 season. What is ECO? ECO is an area-based crop insurance product that allows you to cover from 86% up to 90% or 95% of the county's expected crop value. How does ECO fit into my crop insurance plan? [...]

Comments Off on ECO – Enhanced Coverage Option

CFAP 2 Payments

By |2020-09-21T10:41:07-05:00September 21st, 2020|Bharms|

CFAP 2 payments are now available through December 11. Complete an application Here is the link to the application page - https://www.farmers.gov/cfap/apply I have applications in my office that can be completed and returned the FSA office. I can provide your total reported acres for 2020 and your 2020 APH.  Payments Corn payments: 2020 Reported [...]

Comments Off on CFAP 2 Payments

To harvest or not to harvest is the question…

By |2020-08-27T10:24:38-05:00August 27th, 2020|Bharms|

The Derecho Storm on 8/10/2020 caused widespread damage and left farmers with decisions to make on damaged crops. Let's talk about federal crop insurance. The first question is... can the crop be mechanically harvested? If normal harvesting methods and equipment can be used to harvest the crop, the crop would be considered harvestable. Normal harvesting [...]

Comments Off on To harvest or not to harvest is the question…

Top Reasons To Consider Margin Protection

By |2020-08-24T08:51:40-05:00August 21st, 2020|Bharms|

Margin Protection is an attractive option to combine with your Revenue Protection policy. Most of you carry 80% or 85% Revenue Protection as your federal crop insurance. You could enhance or strengthen your coverage by combining the two. Here are a few reasons why.   Diversify your risk management strategy Margin Protection's Project Price discovery [...]

Comments Off on Top Reasons To Consider Margin Protection

What is Margin Protection?

By |2020-08-24T10:44:55-05:00August 21st, 2020|Bharms|

Margin Protection is an area based crop insurance product with a coverage limit up to 95%. The policy works fairly similar to the federal crop insurance product, Revenue Protection, which many of you carry. First, you obtain an expected margin based on price, yield, and operating costs. Next you elect a coverage level, 70- 95% [...]

Comments Off on What is Margin Protection?

Weather or Not, Cover that Crop – September 2020

By |2020-08-24T08:24:32-05:00August 18th, 2020|Bharms|

Check out my September newsletter! Articles Include: Potential for MPCI Revenue Claims in 2020 Grain Fire Calibration Tips Claim Potential on 95% Coverage Farm Bill Updates for 2019 Crop  Harvest Reminders & Events Weather or Not, Cover that Crop - September 2020

Comments Off on Weather or Not, Cover that Crop – September 2020

Betsy Harms joins Phillips Stafford in our Ackley, Iowa office

By |2020-06-12T09:52:55-05:00January 12th, 2020|Bharms, Uncategorized|

We are excited to announce that Betsy Harms has chosen to join Phillips Stafford Insurance Group in our Ackley, Iowa office. Betsy has been an independent agent since 2010 serving her clients with their home, auto, farm, commercial, life, and health insurance needs. Her roots are in agriculture with a degree from Iowa State in [...]

Comments Off on Betsy Harms joins Phillips Stafford in our Ackley, Iowa office

About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

4566 114th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Phillips Stafford Agents are Independently contracted.

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD

Go to Top