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Betsy Harms Blog2020-08-26T15:00:40-05:00

Does Margin Protection Make Sense For Me?

By |August 31st, 2022|

Have you sold grain for 2023? Have you purchased majority of inputs for 2023?   Answering these questions will help you determine if Margin Protection makes sense for you. Review the 4 scenarios below:   SOLD GRAIN & PURCHASED INPUTS You have captured your margin You need bushels for delivery [...]

Manage Risk with Margin Protection

By |August 26th, 2022|

What is your risk heading into next season? Price Yield Input Costs Margin Protection can help you manage these risks. Price: Margin Protection allows you to lock in a price during August/September prior to the crop year, instead of waiting until federal crop insurance price discovery in February. In the [...]

2022 Margin Protection, Bad Idea or Good Idea?

By |August 11th, 2022|

It has been almost 1 year since farmers purchased Margin Protection for the 2022 crop. At that time, corn prices were on the rise and locking in $5 corn looked very attractive heading into harvest. The fear of increasing input costs also weighed on many minds. Then February rolled around [...]

Green Snap, Wind, Extra Harvest Expense

By |June 23rd, 2022|

What's the difference between green snap, wind, and extra harvest expense coverage? Green Snap Green snap provides coverage for a broken or severed stalk at a node above the brace roots and below the ear. Wind Wind provides coverage for flattening, bending, or breaking of the stalk. Extra Harvest Expense [...]

About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

2840 104th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Phillips Stafford Agents are Independently contracted.

Licensed in IA, AZ, KS, MN, MO, NE, OH, SD

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