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Betsy Harms Blog2020-08-26T15:00:40-05:00

What is PRF?

By |October 31st, 2022|

What is PRF? PRF stands for Pasture, Rangeland, and Forage. This product is designed to compensate a farmer for reduced haying/grazing from a lack of normal rainfall.   How does the coverage work? Claims are based off precipitation totals in a gridded area. Below you can see the average rainfall [...]

Does Margin Protection Make Sense For Me?

By |August 31st, 2022|

Have you sold grain for 2023? Have you purchased majority of inputs for 2023?   Answering these questions will help you determine if Margin Protection makes sense for you. Review the 4 scenarios below:   SOLD GRAIN & PURCHASED INPUTS You have captured your margin You need bushels for delivery [...]

Manage Risk with Margin Protection

By |August 26th, 2022|

What is your risk heading into next season? Price Yield Input Costs Margin Protection can help you manage these risks. Price: Margin Protection allows you to lock in a price during August/September prior to the crop year, instead of waiting until federal crop insurance price discovery in February. In the [...]

About Us

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

Contact Info

2840 104th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Phillips Stafford Agents are Independently contracted.
Licensed in IA, AZ, KS, MN, MO, NE, OH, SD
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