The One Big Beautiful Bill included changes to the share that farmers will pay for crop insurance products in 2026. Area- Based Plans The Area-Based Plans will see the biggest changes. SCO & ECO's subsidy will go from 65% to 80% in 2026. In 2025, the subsidy increased from 44% [...]

MCO, Margin Coverage Option, is a new crop insurance product for 2026. I like to think of MCO as a hybrid between ECO and Margin Protection. MCO works similar to ECO and also provides a few attractive characteristics of Margin Protection. Similar to ECO, MCO is a banded county-based revenue [...]

Here are the Expected County Yields that will be used in area-based crop insurance products like Margin Protection, MCO, ECO and SCO in 2026.

Here is a chart showing the 2024 Margin Protection Indemnity Payments for the counties in our area. As a reminder, the Projected Price was set back in Aug/Sept of 2023 at $5.09. The Harvest Price was settled October of 2024 at $4.16. The indemnity payments shown below will be offset [...]

PRF (Pasture Rangeland Forage) protects against a lack of rainfall during selected intervals throughout the year. Many of the PRF policies selected either the Aug-Sep Interval or the Sep-Oct Interval. In 2024, we became dry in Aug through Oct, even through the earlier months had adequate rainfall. Below you can [...]