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Client ToolsBrad Phillips2026-01-28T23:36:12-06:00

Workers Compensation Audit Guide

At the end of the policy period, your insurance carrier performs an audit to compare the actual payroll and operations against those estimates. This guide explains what happens during the audit, why it matters, and how you can prepare to make the process fast, accurate, and painless.

COI Tracker

Tired of continually contacting your subcontractors to collect new Certificates Of Insurance (COIs)? Use this free tool to automate the process. You can track COI expirations, send automated emails to your subcontractors requesting new COIs when their policy renews, and quickly see which subcontractors are compliant.

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Recent Posts About Business Insurance

Brad Phillips2022-03-10T20:56:01-06:00

Workers Compensation Audits When You Use Sub-Contractors

Brad Phillips2022-03-10T20:56:01-06:00January 11th, 2022|0 Comments

Several insurance companies are moving away from accepting Iowa Workforce Development form 14-0061 to exclude sole-proprietors and LLCs without employees from workers compensation audits. Iowa House File 259, passed in April 2015, mandated a new [...]

  • Business Insurance
Brad Phillips2020-03-21T15:00:20-05:00

Commercial Auto Insurance – What’s Driving Up Rates

Brad Phillips2020-03-21T15:00:20-05:00September 14th, 2017|0 Comments

Anyone with a commercial auto insurance policy, or a personal auto insurance policy, for that matter, knows that premiums have been steadily climbing.  But it's not insurance company profit motives driving the increase.  Losses in [...]

Brad Phillips2015-05-28T01:07:30-05:00

City of Des Moines proposes new Taxi/Uber ordinance

Brad Phillips2015-05-28T01:07:30-05:00February 9th, 2015|0 Comments

As we wrote in a previous blog post, the new ride-sharing service, Uber, has created concerns for regulators and insurance companies alike.  From a regulation stand point, local governments have struggled with finding fair rules that [...]

  • Lyft
Brad Phillips2020-03-20T12:54:30-05:00

The Uber Insurance Predicament

Brad Phillips2020-03-20T12:54:30-05:00July 25th, 2014|0 Comments

Uber, the controversial ride-sharing app, is coming to Des Moines.  So what does that have to do with insurance? The app connects people looking for a ride with people who are willing to give them [...]

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Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business. We are also well equipped to handle all personal insurance needs.

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Contact Info

4566 114th St, Urbandale, IA 50322

Phone: (515) 978-9010

Fax: 888-670-3251

Email: contact@phillipsstafford.com

Phillips Stafford Agents are Independently contracted.
Licensed in IA, AZ, KS, MN, MO, NE, OH, SD
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